Job Description
Join our dynamic finance team as a Credit Analyst in Miami, where we empower professionals with cutting-edge equipment and technology. As a key member of our risk assessment division, you'll evaluate creditworthiness, analyze financial statements, and support lending decisions while leveraging our state-of-the-art tools. Enjoy competitive compensation, comprehensive benefits, and a collaborative environment that values your expertise.
Responsibilities
- Analyze financial statements and credit data to assess borrower risk profiles
- Prepare detailed credit reports and recommendations for loan approval
- Monitor existing credit portfolios for compliance and risk mitigation
- Collaborate with sales teams to structure optimal financing solutions
- Utilize advanced software (provided) for financial modeling and scenario analysis
- Stay current with industry regulations and market trends
- Present findings to credit committees and senior leadership
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of commercial credit analysis experience
- Proficiency in Excel, financial modeling, and credit software
- Strong understanding of GAAP and credit risk frameworks
- Credit certification (CRCM, CMB) preferred
- Exceptional analytical and communication skills
- Ability to manage deadlines in a fast-paced environment