Job Description
Apex Financial Solutions is seeking a highly skilled Credit Analyst to join our growing team in Columbus, OH. We pride ourselves on fostering a culture of flexibility and excellence, offering a work environment that adapts to your lifestyle.
In this pivotal role, you will be responsible for assessing the creditworthiness of applicants and managing financial risk. We are looking for a proactive professional who thrives in a fast-paced setting and is committed to maintaining the highest standards of accuracy and integrity.
Key Highlights:
- Flexible scheduling and hybrid work options available.
- Competitive compensation package.
- Comprehensive health and wellness benefits.
Job Overview:
As a Credit Analyst at Apex Financial, you will serve as the first line of defense in our lending process. Your expertise will directly impact our bottom line and customer satisfaction levels.
Responsibilities
- Analyze financial statements, tax returns, and other borrower data to evaluate credit risk.
- Prepare comprehensive credit memos and recommendations for loan approval or denial.
- Monitor existing accounts for early signs of financial distress.
- Develop and maintain internal credit scoring models and reports.
- Ensure strict compliance with all regulatory requirements and internal policies.
- Collaborate with underwriting and sales teams to streamline the lending process.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field (preferred).
- 2-5 years of professional experience in credit analysis or risk management.
- Proficiency in Microsoft Office Suite, particularly Excel (Pivot Tables, VLOOKUP).
- Strong understanding of financial ratios and industry benchmarks.
- Excellent analytical skills with a keen attention to detail.
- Strong verbal and written communication skills.