Job Description
Join our innovative finance team at Capital Financial Partners and revolutionize credit assessment with flexible scheduling! We're seeking a detail-oriented Credit Analyst to evaluate loan applications and financial risks while maintaining a work-life balance through customizable hours. This hybrid role combines strategic financial analysis with modern flexibility, allowing you to optimize productivity during your peak performance times. Enjoy competitive compensation, comprehensive benefits, and opportunities for professional growth in Saint Paul's thriving financial district.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit recommendations and risk mitigation strategies for senior management
- Collaborate with loan officers to structure optimal financing solutions
- Monitor existing portfolios and identify early warning signs of potential defaults
- Stay updated on regulatory compliance (FCRA, ECOA) and industry best practices
- Develop customized reporting dashboards for portfolio performance tracking
- Maintain accurate documentation in credit origination systems
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience
- Advanced proficiency in financial modeling (Excel, Bloomberg Terminal)
- Strong understanding of cash flow analysis and ratio interpretation
- Excellent written and verbal communication skills
- Credit certification (CRCM, CMB) preferred
- Ability to work independently with minimal supervision during flexible hours
- Proven track record of meeting deadlines in dynamic environments