Job Description
Join Capital Financial Partners as a Credit Analyst and unlock the perfect blend of professional growth and work-life balance. We're seeking a detail-oriented professional to evaluate credit risks and support lending decisions in our Richmond office with flexible scheduling options. Enjoy competitive compensation, comprehensive benefits, and a collaborative environment that values your expertise.
What We Offer:
- Flexible work hours (8am-6pm core window)
- Hybrid work model (3 days office/2 days remote)
- Professional development stipend
- Comprehensive health benefits
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower creditworthiness
- Prepare detailed credit analysis reports with risk assessments and recommendations
- Monitor existing loan portfolios for compliance and early risk identification
- Collaborate with loan officers to structure credit solutions aligned with risk tolerance
- Stay current on industry regulations and compliance requirements
- Present findings clearly to credit committees and senior leadership
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA/CFA preferred)
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of cash flow analysis and financial statement interpretation
- Excellent written and verbal communication skills
- Ability to manage deadlines independently in a flexible environment
- Experience with credit scoring models and risk assessment frameworks