Job Description
Join our dynamic finance team at Pacific Financial Partners as an Immediate Hire Credit Analyst! We're seeking a detail-oriented professional to evaluate creditworthiness and support strategic lending decisions in our fast-paced Chula Vista office. This is your opportunity to make an immediate impact while advancing your career in financial risk management.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare comprehensive credit memos and risk assessments for commercial loan applications
- Monitor existing loan portfolios and identify potential credit risks early
- Collaborate with loan officers to structure optimal credit solutions
- Ensure compliance with regulatory requirements and internal policies
- Utilize financial modeling tools to forecast repayment scenarios
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 3+ years of credit analysis experience in banking/lending
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of GAAP and credit risk frameworks
- Excellent analytical skills with attention to detail
- Ability to thrive in deadline-driven environments