Job Description
Join our dynamic finance team as a Credit Analyst with flexible scheduling options! Capital Financial Group is seeking a detail-oriented professional to evaluate creditworthiness and mitigate financial risks for our diverse client portfolio. Enjoy a hybrid work model with core hours (10 AM - 3 PM) and flexible start/end times to accommodate your lifestyle. Our Richmond office offers modern amenities, professional development opportunities, and a collaborative culture that values work-life balance.
What We Offer:
- Competitive salary with performance bonuses
- Comprehensive benefits package (health/dental/vision)
- 401(k) with company match
- Hyework flexibility (3 remote days/week)
- Tuition reimbursement program
Responsibilities
- Analyze financial statements and credit applications to assess borrower risk profiles
- Prepare detailed credit reports and recommend approval/decline decisions
- Monitor existing loan portfolios for compliance and early risk detection
- Collaborate with sales teams to structure customized credit solutions
- Stay updated on industry regulations and economic trends affecting credit risk
- Present findings to credit committees with clear documentation
- Maintain accurate records in loan origination systems
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of GAAP and credit risk frameworks
- Excellent analytical and problem-solving skills
- Effective written and verbal communication abilities
- Professional certification (CFA, CRCM) preferred
- Ability to manage deadlines in a flexible work environment