Job Description
Join our dynamic finance team at Desert Financial Solutions as a Credit Analyst with flexible scheduling options. We empower our professionals to achieve work-life balance through adaptable hours while delivering exceptional financial analysis services. This Mesa-based role offers hybrid work arrangements and competitive benefits in a growth-oriented environment.
As a key member of our credit evaluation team, you'll assess commercial loan applications, analyze financial statements, and provide critical insights to support lending decisions. Our collaborative culture values innovation and professional development, with opportunities for advancement in the expanding Arizona financial sector.
Responsibilities
- Analyze creditworthiness of commercial and industrial borrowers through financial statement review and risk assessment
- Prepare detailed credit reports and recommendations for loan committees
- Monitor existing loan portfolios for compliance and early risk identification
- Collaborate with relationship managers to structure credit solutions
- Stay current with industry regulations and economic trends affecting credit decisions
- Utilize credit scoring models and financial analysis software
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of credit analysis or commercial underwriting experience
- Proficiency in Excel and financial modeling software
- Strong understanding of GAAP and lending regulations
- Excellent analytical and problem-solving abilities
- Effective communication and presentation skills
- Flexibility to adjust work hours between 7 AM - 6 PM