Job Description
Join our dynamic finance team in sunny San Diego as a Credit Analyst with flexible hours! We offer a hybrid work environment with adjustable schedules to support your work-life balance. FinCorp Solutions provides competitive compensation, comprehensive benefits, and opportunities for career growth in the heart of America's Finest City.
Responsibilities
- Analyze financial statements, credit reports, and industry trends to assess borrower risk
- Prepare detailed credit memos and risk assessments for loan approval committees
- Monitor existing portfolios and identify early warning signs of potential defaults
- Collaborate with sales teams to structure optimal credit solutions
- Stay current on regulatory changes and implement compliance requirements
- Develop financial models for stress testing scenario analysis
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience
- Proficiency in Excel, SQL, and credit analysis software
- Strong understanding of cash flow analysis and financial ratios
- Excellent written and verbal communication skills
- Ability to work independently with flexible scheduling
- Professional certification (CFA, CRCM) preferred