Job Description
Join our dynamic team as a Credit Analyst in Corpus Christi, TX, where we provide all necessary equipment to excel in your role! Coastal Financial Partners is seeking a detail-oriented professional to evaluate credit risks, analyze financial data, and support our lending operations. Enjoy a modern work environment with cutting-edge technology, ergonomic workstations, and comprehensive tools to drive your success. This role offers competitive compensation, career advancement opportunities, and the satisfaction of contributing to our clients' financial growth.
Responsibilities
- Analyze financial statements and credit applications to assess borrower risk profiles
- Prepare detailed credit reports and risk assessments for equipment financing portfolios
- Collaborate with sales teams to structure optimal credit solutions for commercial clients
- Monitor existing credit facilities and recommend portfolio adjustments based on market trends
- Ensure compliance with regulatory requirements and internal credit policies
- Utilize provided financial modeling software to forecast cash flows and repayment scenarios
- Present credit recommendations to credit committees with clear supporting documentation
Qualifications
- Bachelor's degree in Finance, Accounting, or Business-related field
- 3+ years of credit analysis experience, preferably in equipment financing
- Proficiency in financial modeling software (Excel, Moody's Analytics)
- Strong understanding of GAAP and financial statement analysis
- Credit certification (CRCM, CCE) or willingness to obtain
- Exceptional attention to detail and analytical problem-solving skills
- Ability to work independently with minimal supervision
- Valid Texas driver's license and reliable transportation