Job Description
Join Coastal Financial Solutions as a Credit Analyst and enjoy a premium work environment with all equipment provided! We're seeking detail-oriented professionals to analyze creditworthiness, assess risk, and support our lending operations. Work in a modern office with cutting-edge tools, collaborate with top-tier financial experts, and grow your career in Virginia Beach's thriving financial district.
Responsibilities
- Analyze financial statements and credit applications to determine risk exposure
- Prepare detailed credit reports with recommendations for loan decisions
- Monitor existing portfolios for compliance and early risk detection
- Collaborate with commercial lenders to structure optimal financing solutions
- Stay updated on industry regulations and credit policy changes
- Present findings to credit committees with clear data-driven insights
- Utilize provided advanced software for financial modeling and analysis
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 3+ years of commercial credit analysis experience
- Expertise in financial statement analysis and ratio interpretation
- Proficiency in Excel, SQL, and credit scoring software
- Strong understanding of banking regulations (FDIC, OCC)
- Credit certification (CRCM or equivalent) highly desirable
- Exceptional attention to detail and analytical reasoning skills
- Excellent written and verbal communication abilities