Job Description
Join our award-winning finance team at Coastal Financial Partners, where we empower analysts with cutting-edge equipment to excel in credit risk assessment. We're seeking a meticulous Credit Analyst to evaluate loan applications, analyze financial statements, and safeguard our portfolio's integrity. Enjoy a modern workspace with company-provided laptops, dual monitors, and specialized financial software. Benefit from competitive compensation, comprehensive health benefits, and professional development opportunities. Apply today to become part of Virginia Beach's premier financial institution!
Responsibilities
- Analyze creditworthiness by examining financial statements, cash flows, and industry trends
- Prepare detailed credit reports with risk assessments and loan recommendations
- Monitor existing portfolios for compliance and early risk detection
- Collaborate with loan officers to structure optimal credit solutions
- Stay current with regulatory changes (FDIC, OCC, state laws)
- Utilize advanced financial modeling tools for scenario analysis
- Present findings to credit committees with clear data-driven insights
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience
- Expertise in financial statement analysis and ratio interpretation
- Proficiency with credit software (e.g., Moody's Analytics, Fiserv)
- Certification (CRCM, CCE) or willingness to pursue
- Strong Excel modeling skills with VBA knowledge preferred
- Exceptional attention to detail and analytical reasoning