Job Description
Join our dynamic finance team as a Credit Analyst in vibrant San Antonio! We provide all necessary equipment including high-performance laptops, dual monitors, and specialized financial software to ensure your success. This role offers competitive compensation, comprehensive benefits, and opportunities for career advancement in a supportive environment.
As a key member of our credit assessment division, you'll evaluate financial risks, analyze creditworthiness, and make informed lending decisions. Our company culture emphasizes professional growth, work-life balance, and cutting-edge tools to maximize your productivity.
Responsibilities
- Conduct in-depth financial statement analysis and credit risk assessments
- Prepare detailed credit reports and recommendations for loan approvals
- Monitor existing credit portfolios and identify potential risk exposures
- Collaborate with sales teams to structure optimal financing solutions
- Ensure compliance with regulatory requirements and internal policies
- Utilize provided financial modeling tools for scenario analysis
- Develop and maintain strong relationships with banking partners
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of cash flow analysis and ratio calculations
- Credit certification (CRCM or CCE) preferred
- Exceptional analytical and problem-solving abilities
- Excellent communication and presentation skills
- Experience with provided credit scoring platforms