Job Description
We are looking for a detail-oriented Credit Analyst to join our growing finance team in Lincoln, NE. As a Credit Analyst specializing in equipment financing, you will evaluate loan applications, assess credit risk, and help drive our company's growth strategy.
At LincEquip Financial Services, we believe in empowering our team with the best tools. We provide all necessary equipment, including high-performance workstations, software licenses, and security hardware, ensuring you have everything you need to succeed from day one.
Why Join Us?
- Competitive salary and comprehensive benefits package.
- Modern office environment in the heart of Lincoln.
- Full equipment provision for your professional work needs.
Responsibilities
- Analyze financial statements, tax returns, and cash flow data to determine the creditworthiness of prospective borrowers.
- Prepare detailed credit memos and underwriting reports for review by senior management and credit committees.
- Monitor the performance of existing loan portfolios and identify early warning signs of delinquency or default.
- Conduct thorough research on industry trends, collateral values, and market conditions.
- Collaborate with the sales team to structure financing solutions that meet client needs while mitigating risk.
- Ensure compliance with all company policies, regulatory requirements, and lending standards.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field.
- 2+ years of experience in credit analysis, underwriting, or financial analysis.
- Strong proficiency in Microsoft Excel and financial modeling software.
- Understanding of commercial lending principles and equipment asset valuation.
- Excellent analytical skills with a keen attention to detail.
- Strong verbal and written communication skills.