Job Description
Join our dynamic finance team at Pacific Financial Partners and start your career as a Credit Analyst tomorrow! We're seeking a detail-oriented professional to evaluate creditworthiness and support our lending operations in sunny Chula Vista, CA. Enjoy competitive pay, comprehensive benefits, and a collaborative work environment where your analytical skills make a real impact. Apply today and begin your journey with us immediately!
Responsibilities
- Analyze financial statements and credit applications to assess borrower risk
- Prepare detailed credit reports with recommendations for loan approvals
- Monitor existing loan portfolios for compliance and risk mitigation
- Collaborate with senior analysts to refine credit evaluation models
- Document credit decisions according to regulatory standards
- Stay updated on industry trends affecting credit policies
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of credit analysis or underwriting experience
- Advanced proficiency in Excel and financial modeling tools
- Strong knowledge of FICO scoring and credit risk metrics
- Excellent written and verbal communication skills
- Credit certification (CRCM/CCE) preferred
- Ability to start employment within 48 hours of offer