Job Description
Join our dynamic finance team as a Credit Analyst in Bakersfield, CA. You'll be instrumental in evaluating creditworthiness, mitigating risks, and supporting strategic financial decisions. We offer competitive compensation, comprehensive benefits, and career growth opportunities in a collaborative environment. Apply today to become part of our innovative financial services firm.
Responsibilities
- Analyze financial statements and credit data to assess borrower risk profiles
- Prepare detailed credit reports and recommendations for loan approvals
- Monitor existing portfolios and identify potential risks or collection opportunities
- Collaborate with loan officers to structure credit solutions
- Ensure compliance with regulatory requirements and internal policies
- Stay updated on industry trends affecting credit risk management
Qualifications
- Bachelor's degree in Finance, Accounting, or Business-related field
- 3+ years of credit analysis or underwriting experience
- Strong proficiency in financial modeling and Excel
- Knowledge of credit scoring systems and risk assessment methodologies
- Excellent analytical and problem-solving abilities
- Strong communication skills for presenting findings to stakeholders