Job Description
Join FinCorp Financial Services as a Credit Analyst in El Paso, TX and enjoy the perfect work-life balance with our flexible hours policy! We're seeking a detail-oriented professional to evaluate creditworthiness, assess risks, and support our lending operations. This hybrid role offers the freedom to manage your schedule while making a tangible impact on our clients' financial futures. Enjoy competitive compensation, comprehensive benefits, and a supportive team environment. Apply today to launch your career in finance with flexibility!
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare detailed credit memos and recommend loan approval terms
- Monitor existing loan portfolios for compliance and performance metrics
- Collaborate with commercial lending teams to structure optimal financing solutions
- Stay updated on industry regulations and internal credit policies
- Develop and maintain strong relationships with banking partners
- Identify opportunities for process improvements in credit evaluation workflows
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA preferred)
- 3+ years of credit analysis experience in banking/lending
- Proficiency in financial modeling software (e.g., Moody's Analytics)
- Strong analytical skills with attention to detail
- Excellent written and verbal communication abilities
- Valid Texas Notary Public commission (or willingness to obtain)
- Experience with commercial loan documentation and SBA lending
- Ability to work independently with flexible scheduling