Job Description
We are seeking a highly analytical and detail-oriented Senior Credit Analyst to join our dynamic team in Denver, CO. This is a high-paying opportunity for a finance professional looking to make a significant impact in a fast-paced environment.
As a Credit Analyst, you will play a pivotal role in our underwriting process, assessing the creditworthiness of potential borrowers and managing existing portfolio risk. You will utilize advanced financial modeling and risk assessment techniques to support our lending decisions. If you have a strong background in finance and a passion for data analysis, we want to hear from you.
Why Join Us?
- Competitive salary and comprehensive benefits package.
- Opportunity for professional growth and leadership development.
- Collaborative and innovative work culture in the heart of Denver.
Responsibilities
- Conduct thorough financial analysis of corporate borrowers, including the review of financial statements, cash flow analysis, and credit risk assessment.
- Prepare detailed credit memos and underwriting presentations for loan committees.
- Monitor portfolio performance and identify early warning signs of credit deterioration.
- Develop and maintain complex financial models to forecast borrower cash flows and repayment capacity.
- Assist in the structuring of credit facilities and negotiate covenants with clients.
- Stay updated on industry trends, economic indicators, and regulatory changes affecting credit risk.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field (Master’s degree preferred).
- 3+ years of experience in credit analysis, commercial banking, or financial risk management.
- Strong proficiency in Excel (VLOOKUP, Pivot Tables, Macros) and financial modeling software.
- Deep understanding of banking regulations, credit risk frameworks, and underwriting principles.
- Excellent analytical skills with the ability to interpret complex financial data.
- Strong written and verbal communication skills for presenting findings to senior management.