Job Description
Join our dynamic finance team as a Credit Analyst in Irvine, CA, with flexible hours to support work-life balance. We're seeking a detail-oriented professional to evaluate creditworthiness, assess financial risks, and support lending decisions. Enjoy competitive compensation, comprehensive benefits, and a collaborative environment where your expertise drives our growth.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit memos and risk assessments for loan approval committees
- Monitor existing portfolios for compliance and early identification of potential delinquencies
- Collaborate with sales teams to structure credit solutions aligned with client needs
- Stay updated on industry regulations and implement compliance protocols
- Present findings to stakeholders through clear, concise reports and presentations
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of credit analysis experience in commercial or consumer lending
- Advanced proficiency in financial modeling and Excel (VLOOKUP, PivotTables)
- Strong understanding of credit risk assessment methodologies
- Excellent analytical skills with attention to detail and accuracy
- Ability to manage deadlines in a flexible work environment
- Strong communication skills for cross-departmental collaboration