Job Description
Join our dynamic finance team at Pacific Financial Partners as a Credit Analyst! We provide all necessary equipment including dual monitors, ergonomic chairs, and premium software licenses to ensure your success. This role offers competitive compensation, comprehensive benefits, and opportunities for career growth in a supportive environment.
Responsibilities
- Analyze financial statements and creditworthiness of applicants using advanced modeling tools
- Prepare detailed credit reports and risk assessments for loan committees
- Monitor existing portfolios and identify potential risks or opportunities
- Collaborate with sales teams to structure optimal credit solutions
- Stay updated on industry regulations and compliance requirements
- Present findings to senior leadership with clear data-driven recommendations
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of cash flow analysis and risk metrics
- Excellent written and verbal communication skills
- Professional certification (CFA, CMA) preferred
- Ability to work independently with minimal supervision