Job Description
Join our dynamic finance team as an Credit Analyst in Saint Paul, MN! We're seeking a detail-oriented professional to evaluate creditworthiness, manage risk portfolios, and drive informed lending decisions. This immediate hire opportunity offers competitive compensation, comprehensive benefits, and a collaborative environment for career growth.
Our ideal candidate thrives in fast-paced financial environments and possesses strong analytical skills. You'll work closely with senior leadership to assess financial statements, identify trends, and ensure compliance with lending regulations. If you're ready to make an immediate impact in the finance sector, apply today!
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower creditworthiness
- Prepare detailed credit analysis reports with risk assessments and lending recommendations
- Monitor existing loan portfolios and identify potential risks or compliance issues
- Collaborate with loan officers to structure optimal credit solutions for clients
- Stay updated on industry regulations and economic trends affecting credit decisions
- Develop risk mitigation strategies and contribute to policy refinements
- Present findings to credit committees and executive leadership
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of credit analysis or commercial lending experience
- Advanced proficiency in Excel and financial modeling software
- Strong knowledge of credit scoring models and risk assessment frameworks
- Excellent written/verbal communication and presentation skills
- Credit analysis certification (e.g., CRCM, CMB) preferred
- Ability to interpret complex financial data and regulatory requirements
- Proven track record of making sound credit decisions