Job Description
Join our dynamic finance team as a Credit Analyst with flexible hours at Oakland Financial Partners. We're seeking a detail-oriented professional to evaluate creditworthiness, analyze financial statements, and mitigate risks while maintaining a healthy work-life balance. Enjoy the autonomy to structure your schedule around peak productivity hours.
Our Oakland-based firm offers competitive compensation, comprehensive benefits, and opportunities for professional growth in the heart of the Bay Area's thriving financial district. Apply today to transform your analytical expertise into impactful financial decision-making.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit memos and risk assessments for loan approval committees
- Monitor existing credit portfolios and recommend risk mitigation strategies
- Collaborate with loan officers to structure optimal financing solutions
- Stay current with industry regulations and compliance requirements
- Develop predictive models for default probability and loss forecasting
- Present findings to cross-functional teams using data visualization tools
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field (MBA preferred)
- 3+ years of credit analysis experience in banking or financial services
- Advanced proficiency in Excel, financial modeling, and data analysis tools
- Strong understanding of GAAP, GAAS, and credit risk frameworks
- Credit certification (CRCM, CCE, or equivalent) highly desirable
- Exceptional attention to detail and critical thinking abilities
- Proven ability to manage deadlines in a flexible work environment
- Excellent written and verbal communication skills