Job Description
We're seeking a detail-oriented Credit Analyst to join our dynamic finance team in sunny St. Petersburg, FL. This immediate hire opportunity offers a competitive salary package and the chance to make a real impact on our lending operations. If you thrive in fast-paced environments and possess strong analytical skills, we encourage you to apply today!
Responsibilities
- Analyze financial statements and creditworthiness of commercial and individual clients
- Prepare detailed credit reports and risk assessments for portfolio review
- Collaborate with lending teams to structure optimal financing solutions
- Monitor existing credit portfolios for early risk detection
- Ensure compliance with federal and state lending regulations
- Present findings to credit committees with clear recommendations
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of credit analysis experience in banking/lending
- Advanced proficiency in financial modeling and Excel
- Strong knowledge of FICO scoring and credit risk metrics
- Credit certification (CRCM, CCE, or equivalent) preferred
- Exceptional attention to detail and problem-solving abilities