Job Description
We're seeking a detail-oriented Credit Analyst to join our dynamic finance team immediately. This critical role requires strong analytical skills to evaluate creditworthiness, mitigate risks, and support strategic decision-making. Enjoy competitive compensation, comprehensive benefits, and a fast-paced environment where your expertise drives financial success.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare detailed credit memos and risk assessments for portfolio review
- Monitor existing loan portfolios and identify early warning indicators
- Collaborate with commercial lenders to structure optimal credit solutions
- Ensure compliance with regulatory requirements and internal policies
- Develop financial models for forecasting and scenario analysis
- Present findings to credit committees with clear recommendations
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 3+ years of commercial credit analysis experience
- Proficiency in Excel, financial modeling software, and credit databases
- Strong understanding of GAAP, financial ratios, and risk metrics
- Excellent written/verbal communication and presentation skills
- Ability to manage multiple deadlines in a fast-paced environment
- Credit risk certification (CRC, CFA) a plus