Job Description
Join our dynamic finance team in Richmond, VA as an immediate hire Credit Analyst. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and support strategic decision-making. This contract position offers competitive compensation and the opportunity to make an immediate impact in a fast-paced financial environment.
Responsibilities
- Conduct comprehensive credit analysis and risk assessments for commercial loan applications
- Prepare detailed financial statements, cash flow projections, and credit reports
- Collaborate with senior analysts to structure loan terms and conditions
- Monitor existing credit portfolios and identify potential red flags
- Stay updated on industry regulations and compliance requirements
- Present findings and recommendations to credit committees
Qualifications
- Bachelor's degree in Finance, Accounting, or Business required
- 3+ years of credit analysis or commercial lending experience
- Strong proficiency in financial modeling and Excel
- Credit certification (CRCM/CCE) preferred
- Exceptional analytical and problem-solving skills
- Ability to manage multiple deadlines in a high-volume environment
- Excellent written and verbal communication abilities