Job Description
Join our elite team as a Credit Analyst at Premier Financial Solutions, where your expertise drives financial excellence in Henderson's thriving business landscape. We're seeking a detail-oriented professional to evaluate credit risks, analyze financial statements, and support our strategic lending decisions. Enjoy competitive compensation, comprehensive benefits, and opportunities for career growth in a dynamic environment.
Responsibilities
- Analyze financial statements and creditworthiness of commercial and individual applicants
- Prepare detailed credit reports with risk assessments and recommendations
- Monitor existing portfolios for compliance and early risk detection
- Collaborate with loan officers to structure optimal credit solutions
- Stay current with industry regulations and credit market trends
- Utilize financial modeling tools for scenario analysis
- Document credit decisions in accordance with regulatory standards
Qualifications
- Bachelor's degree in Finance, Accounting, or related field required
- 3+ years of commercial credit analysis experience
- Proficiency in financial modeling software (e.g., Excel, Moody's Analytics)
- Strong understanding of GAAP and credit risk principles
- Excellent analytical and problem-solving abilities
- Effective communication skills for stakeholder interactions
- CFP, CFA, or similar designation preferred
- Experience with credit scoring models and underwriting guidelines