Job Description
Join our award-winning finance team in sunny St. Petersburg, FL! We're seeking a detail-oriented Credit Analyst to evaluate financial risks and support strategic lending decisions. Enjoy competitive compensation, comprehensive benefits, and a vibrant work culture just minutes from Tampa Bay's waterfront. This is your opportunity to make a tangible impact while advancing your career in one of Florida's most dynamic cities.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare detailed credit recommendations for commercial and industrial loan applications
- Monitor existing loan portfolios for compliance and early risk identification
- Collaborate with relationship managers to structure optimal financing solutions
- Maintain accurate documentation in loan origination systems
- Stay current on industry regulations and economic trends affecting credit risk
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA preferred)
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of cash flow analysis and ratio calculations
- Excellent written/verbal communication skills
- FCRA certification or willingness to obtain
- Experience with credit scoring models and risk assessment frameworks