Job Description
Join our dynamic finance team as an immediate hire Credit Analyst in sunny Chula Vista, CA! We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and support strategic lending decisions. This full-time role offers competitive compensation, comprehensive benefits, and the opportunity to grow within a respected financial institution. Apply today and start making impactful financial decisions tomorrow!
Responsibilities
- Analyze financial statements and credit data to assess borrower risk profiles
- Prepare detailed credit reports and risk assessments for loan applications
- Monitor existing loan portfolios for compliance and early risk detection
- Collaborate with lending teams to structure optimal credit solutions
- Stay updated on industry regulations and economic trends affecting credit policies
- Present findings and recommendations to credit committees
Qualifications
- Bachelor's degree in Finance, Accounting, or Business required
- 3+ years of credit analysis or underwriting experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of credit scoring models and risk assessment frameworks
- Excellent analytical skills with attention to detail
- Ability to interpret complex financial data and market trends
- Strong communication skills for presenting credit recommendations