Job Description
Join our dynamic finance team in Irvine and make an immediate impact! Financial Solutions Inc. is seeking a detail-oriented Credit Analyst to evaluate loan applications and assess credit risk. This is your chance to start tomorrow in a fast-paced environment where your analytical skills drive our business decisions. Enjoy competitive compensation, comprehensive benefits, and career growth opportunities in Orange County's thriving financial sector.
Responsibilities
- Analyze financial statements and credit data to determine applicant risk profiles
- Prepare detailed credit reports with risk mitigation recommendations
- Monitor existing loan portfolios for compliance and early risk detection
- Collaborate with sales teams to structure optimal financing solutions
- Stay updated on industry regulations and market trends affecting credit policies
- Present findings to credit committees with clear data-driven insights
- Maintain accurate documentation in compliance with regulatory standards
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of credit analysis or commercial underwriting experience
- Advanced proficiency in Excel and financial modeling software
- Credit risk assessment expertise with strong analytical reasoning
- FCRA/FDIC compliance knowledge and regulatory awareness
- Exceptional attention to detail with accuracy-driven mindset
- Strong communication skills for presenting complex financial data
- Ability to prioritize deadlines in high-volume environments