Job Description
Join our award-winning finance team at Premier Financial Group as a Credit Analyst! We're seeking detail-oriented professionals to evaluate creditworthiness and support lending decisions in our dynamic Santa Ana office. Enjoy competitive compensation, comprehensive benefits, and a collaborative environment where your analytical skills make a real impact. Start tomorrow – apply today!
Responsibilities
- Analyze financial statements and credit applications to assess borrower risk
- Prepare detailed credit reports with actionable recommendations
- Monitor existing loan portfolios for compliance and early warning signs
- Collaborate with loan officers to structure optimal credit solutions
- Stay current on industry regulations and market trends
- Present findings to credit committees with clear data-driven insights
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of credit analysis experience in banking/lending
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of cash flow analysis and debt service ratios
- Credit certification (CRCM, CCE) preferred
- Exceptional attention to detail and problem-solving abilities