Job Description
Join our dynamic finance team as a Credit Analyst and make immediate impact! We're seeking a detail-oriented professional to evaluate creditworthiness, analyze financial data, and support lending decisions. This is a direct-hire opportunity with competitive compensation and comprehensive benefits in Chula Vista's thriving business district.
Responsibilities
- Analyze financial statements and credit applications to assess risk
- Prepare detailed credit reports and recommendations
- Monitor existing portfolios for compliance and risk exposure
- Collaborate with loan officers to structure optimal financing solutions
- Stay updated on industry regulations and economic trends
- Document all credit decisions per compliance standards
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling
- Strong understanding of cash flow analysis and ratio interpretation
- Excellent written and verbal communication skills
- Ability to work independently under tight deadlines