Job Description
We are seeking a highly analytical Credit Analyst to join our Pittsburgh, PA team. In this pivotal role, you will be responsible for evaluating creditworthiness, mitigating risk, and supporting the growth of our lending portfolio. If you possess a sharp eye for detail and a passion for financial analysis, we invite you to apply.
Key Highlights:
- Work with a leading financial institution committed to excellence.
- Engage in complex financial modeling and risk assessment.
- Enjoy a comprehensive benefits package and career advancement opportunities.
Responsibilities
- Analyze financial statements, tax returns, and credit reports to evaluate borrower risk profiles.
- Prepare and present detailed credit memos and recommendations to the credit committee.
- Monitor existing loan portfolios for early warning signs of default or deteriorating credit quality.
- Conduct industry research and market analysis to understand trends affecting client creditworthiness.
- Collaborate closely with relationship managers to understand client needs and provide strategic credit solutions.
- Ensure strict compliance with all regulatory requirements and internal credit policies.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field.
- 2-5 years of experience in credit analysis, commercial lending, or risk management.
- Strong proficiency in Microsoft Excel (pivot tables, VLOOKUP, macros).
- Excellent analytical, problem-solving, and critical thinking skills.
- Detail-oriented with the ability to manage multiple priorities and meet deadlines.
- Effective communication skills, both written and verbal.