Job Description
Join our dynamic finance team at San Diego Financial Partners as a Credit Analyst with unprecedented flexibility in your work schedule. We're seeking a detail-oriented professional to evaluate creditworthiness and support our lending operations while maintaining a healthy work-life balance through adaptable hours. This hybrid role combines office collaboration with remote options, allowing you to optimize productivity around your personal commitments. Enjoy competitive compensation, comprehensive benefits, and opportunities for career growth in San Diego's thriving financial sector.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit memos and risk assessments for loan committee review
- Monitor existing loan portfolios and identify early warning signs of potential defaults
- Collaborate with relationship managers to structure optimal credit solutions
- Ensure compliance with federal regulations and internal credit policies
- Develop and maintain strong relationships with external credit reporting agencies
- Contribute to process improvements in credit evaluation methodologies
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience
- Strong proficiency in Excel and financial modeling software
- Excellent analytical skills with attention to detail
- Effective communication and presentation abilities
- Knowledge of GAAP and credit risk management principles
- Ability to work independently and manage time efficiently
- Experience with credit scoring models and industry-specific risk factors