Job Description
Join our dynamic finance team as a Credit Analyst and make immediate impact! Coastal Financial Partners is seeking a detail-oriented professional to evaluate credit applications, assess financial risks, and support our lending operations in the thriving coastal economy of Corpus Christi. This urgent opening requires a candidate who can start immediately and contribute to our portfolio management strategy. Enjoy competitive compensation, comprehensive benefits, and opportunities for career growth in one of Texas's most vibrant cities.
Responsibilities
- Analyze financial statements, credit reports, and collateral to determine applicant creditworthiness
- Prepare detailed credit memos and risk assessments for loan approval committees
- Monitor existing credit portfolios for compliance and early risk detection
- Collaborate with loan officers to structure competitive financing solutions
- Ensure adherence to federal regulations and internal credit policies
- Utilize financial modeling software to forecast repayment scenarios
- Develop strong relationships with clients and internal stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 3+ years of credit analysis or commercial lending experience
- Advanced proficiency in Excel and financial modeling tools
- Credit certification (CRCM, CMB) preferred
- Strong understanding of GAAP and lending regulations
- Exceptional analytical and problem-solving abilities
- Excellent communication and presentation skills
- Ability to start employment within 48 hours of offer