Job Description
Join Capital Financial Group's dynamic finance team as a Credit Analyst and make an immediate impact! We're seeking a detail-oriented professional to evaluate creditworthiness, assess financial risks, and support our lending portfolio in Sacramento's thriving financial district. This is a rare opportunity to start your career tomorrow with a forward-thinking institution offering competitive compensation and rapid growth pathways.
Responsibilities
- Analyze financial statements, cash flows, and credit history to assess borrower risk profiles
- Prepare comprehensive credit reports with detailed risk assessments and recommendations
- Monitor existing portfolios for compliance and early risk detection
- Collaborate with loan officers to structure optimal credit solutions
- Stay updated on industry regulations and economic trends affecting credit decisions
- Maintain accurate documentation in compliance with banking regulations
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 2+ years of credit analysis or underwriting experience
- Advanced proficiency in Excel and financial modeling tools
- Strong analytical skills with attention to detail
- Excellent written and verbal communication abilities
- Knowledge of credit risk frameworks and banking regulations
- Ability to work independently and meet tight deadlines