Job Description
Join Durham Financial Solutions as a Credit Analyst and enjoy the stability of weekly paychecks while advancing your finance career! We're seeking a detail-oriented professional to evaluate creditworthiness, assess financial risks, and support lending decisions. With our commitment to employee well-being, you'll receive competitive compensation paid every Friday, plus comprehensive benefits and growth opportunities in a dynamic work environment.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare detailed credit memos and risk assessment reports for loan committees
- Monitor existing portfolios for compliance and early risk detection
- Collaborate with sales teams to structure optimal credit solutions
- Stay current on industry regulations and underwriting standards
- Utilize financial modeling software for scenario analysis
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling tools
- Strong knowledge of credit risk frameworks (e.g., Basel III)
- Credit Analyst certification (CRCM or CCE) preferred
- Exceptional analytical and decision-making skills
- Ability to manage deadlines in a fast-paced environment