Job Description
Join our dynamic finance team as a Senior Credit Analyst in Irvine, CA. We're urgently seeking a detail-oriented professional to drive our credit assessment strategy and ensure portfolio stability. This premium opportunity offers competitive compensation, career advancement, and a collaborative environment within a top-tier financial institution.
Responsibilities
- Analyze financial statements, cash flows, and creditworthiness of corporate clients
- Prepare comprehensive credit risk reports and recommend lending decisions
- Monitor portfolio performance and identify early warning indicators
- Collaborate with relationship managers to structure complex financing solutions
- Stay current on industry regulations and economic trends impacting credit risk
- Maintain accurate documentation in compliance with internal policies
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 5+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Credit certification (CRCM, CMB, or equivalent) preferred
- Strong analytical and decision-making skills
- Excellent written and verbal communication abilities
- Proven track record in risk assessment and portfolio management