Job Description
Join our dynamic finance team as a Credit Analyst in Stockton, CA! We're urgently seeking a detail-oriented professional to evaluate creditworthiness and manage risk portfolios. This high-impact role offers competitive compensation, career growth, and the chance to shape our lending decisions. Apply today to become part of a forward-thinking financial institution committed to excellence.
Responsibilities
- Analyze financial statements and credit applications to assess borrower risk
- Prepare detailed credit reports and risk assessments for portfolio review
- Monitor existing credit facilities for compliance and early warning signs
- Collaborate with senior management on credit approval decisions
- Stay updated on industry regulations and market trends affecting credit policies
- Develop risk mitigation strategies for high-exposure accounts
- Present findings to credit committees with actionable recommendations
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of credit analysis or commercial lending experience
- Proficiency in financial modeling software (e.g., Moody's Analytics, Bloomberg)
- Credit risk certification (CRCM or equivalent) preferred
- Advanced Excel skills with VLOOKUP, pivot tables, and financial functions
- Strong analytical and decision-making abilities
- Excellent written and verbal communication skills