Job Description
We're urgently seeking a detail-oriented Credit Analyst to join our dynamic finance team in Chula Vista, CA. This high-impact role is critical for assessing credit risk, ensuring financial compliance, and supporting our clients' growth. If you're a analytical professional with a passion for financial accuracy, apply today and become part of a forward-thinking organization that values innovation and excellence.
Responsibilities
- Analyze financial statements, credit reports, and market trends to evaluate creditworthiness
- Prepare detailed credit risk assessments and recommendation reports
- Monitor existing credit portfolios and identify potential risks
- Collaborate with sales teams to structure credit terms for clients
- Ensure adherence to regulatory compliance and internal policies
- Develop and maintain strong relationships with financial institutions
- Utilize credit scoring models and financial analysis tools
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 3+ years of credit analysis or underwriting experience
- Proficiency in financial modeling software (e.g., Excel, Bloomberg)
- Strong knowledge of credit risk frameworks and regulations
- Exceptional analytical and problem-solving abilities
- Excellent written and verbal communication skills
- Credit Analyst (CMA) or similar certification preferred