Job Description
Join Pacific Capital Partners' dynamic finance team as a Senior Credit Analyst and start making an impact tomorrow! We're seeking a detail-oriented professional to evaluate commercial credit applications and drive our lending strategy forward. Enjoy competitive compensation, comprehensive benefits, and a collaborative culture in San Francisco's vibrant Financial District.
Responsibilities
- Analyze complex commercial credit applications and financial statements for risk assessment
- Prepare detailed credit reports with actionable recommendations for loan committees
- Monitor existing credit portfolios for compliance and early risk identification
- Collaborate with relationship managers to structure optimal financing solutions
- Stay updated on industry regulations and economic trends affecting credit decisions
- Maintain accurate documentation in compliance with internal policies
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience in banking/lending
- Advanced proficiency in financial modeling and credit risk assessment tools
- Certified Credit Professional (CCP) or CFA designation preferred
- Strong analytical skills with attention to detail and accuracy
- Exceptional communication and presentation abilities
- Experience with commercial lending software (e.g., Moody's RiskCalc)