Job Description
Join our dynamic finance team and make an immediate impact! We're seeking a detail-oriented Senior Credit Analyst to start immediately in our Charlotte headquarters. This urgent opening offers rapid onboarding and the opportunity to evaluate commercial loan applications, assess credit risks, and support our growing portfolio. Enjoy competitive compensation, comprehensive benefits, and a collaborative environment focused on professional growth.
Responsibilities
- Analyze commercial credit applications and financial statements to determine risk profiles
- Prepare detailed credit memos with recommendations for loan approvals/modifications
- Monitor existing loan portfolios for compliance and early warning indicators
- Collaborate with sales teams to structure complex financing solutions
- Stay current on industry regulations and credit policies
- Present findings to credit committees with clear, data-driven insights
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling tools
- Strong knowledge of cash flow analysis and industry risk factors
- Credit certification (CRCM, CMB) preferred
- Exceptional analytical and communication skills
- Ability to start within 48 hours of offer