Job Description
Join our dynamic finance team at Pacific Coast Financial Partners and accelerate your career with an exclusive $10,000 sign-on bonus! We're seeking a meticulous Senior Credit Analyst to evaluate commercial loan applications, assess credit risks, and ensure portfolio compliance. This role offers competitive compensation, comprehensive benefits, and growth opportunities in Oakland's thriving financial district. Bring your analytical expertise to a company that values innovation and professional development.
Responsibilities
- Analyze complex financial statements and business documents to evaluate creditworthiness
- Prepare detailed credit risk assessments and recommend loan structures
- Monitor existing portfolios for compliance and early risk detection
- Collaborate with commercial lending teams to structure optimal financing solutions
- Develop and maintain strong relationships with banking partners and clients
- Stay current on industry regulations and credit analysis best practices
- Mentor junior analysts and contribute to process improvements
Qualifications
- Bachelor's degree in Finance, Accounting, or related field required
- 5+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of GAAP and credit risk frameworks
- Excellent analytical skills with attention to detail
- Proven ability to manage complex loan portfolios
- Professional certification (CFA, CRCM) preferred
- Experience in banking or financial services sector essential