Job Description
Join a Leading Financial Institution in San Antonio
We are currently seeking a highly skilled and analytical Credit Analyst to join our dynamic finance team. If you have a passion for risk management and a keen eye for detail, this is the perfect opportunity to advance your career in a remote-friendly environment.
As a Credit Analyst, you will play a pivotal role in evaluating creditworthiness, managing loan portfolios, and ensuring compliance with banking regulations. We offer a competitive salary package, comprehensive benefits, and the flexibility to work from the comfort of your home in San Antonio.
Responsibilities
- Conduct thorough financial analysis of loan applications and credit requests to determine creditworthiness.
- Assess risk factors and recommend credit limits based on established criteria.
- Prepare detailed credit memos and reports for management review.
- Monitor existing accounts for early warning signs of financial distress.
- Ensure all credit files are complete, accurate, and compliant with regulatory standards.
- Collaborate with underwriting teams to streamline the approval process.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field (Bachelor’s degree required).
- 3+ years of experience in credit analysis, risk management, or financial underwriting.
- Proficiency in Microsoft Excel (pivot tables, v-lookups) and financial modeling software.
- Strong understanding of credit scoring models and regulatory compliance (e.g., CRA, Fair Lending).
- Excellent analytical skills with the ability to interpret complex financial data.
- Strong communication skills with the ability to articulate findings to stakeholders.