Job Description
Join Alamo Financial Partners as a Senior Credit Analyst and shape the financial future of dynamic businesses across Texas. We're a premier financial institution committed to empowering growth through data-driven credit solutions. Enjoy the flexibility of our remote-friendly culture while working collaboratively with a team of industry experts. This hybrid role offers competitive compensation, comprehensive benefits, and clear pathways for career advancement.
What We Offer:
- Flexible remote work policy with quarterly in-office meetups
- Health, dental, and vision insurance with 90% employer coverage
- 401(k) with 6% matching
- Professional development stipend of $2,500/year
- Tuition reimbursement for finance certifications
Responsibilities
- Analyze financial statements, cash flows, and market trends to assess credit risk for commercial clients
- Prepare detailed credit reports and recommendations for loan committeesCollaborate with relationship managers to structure optimal financing solutionsMonitor portfolio performance and identify early warning signs of potential defaultsStay current on regulatory requirements and industry best practicesMentor junior analysts and contribute to process improvementsPresent complex financial data to stakeholders through clear visualizations
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Economics
- 5+ years of commercial credit analysis experience
- Advanced proficiency in Excel (VLOOKUP, PivotTables, financial modeling)
- Credit certification (CRCM, CCE) or willingness to obtain within 6 months
- Strong understanding of GAAP and commercial lending regulations
- Exceptional analytical and problem-solving abilities
- Proven track record of managing credit portfolios with low default rates