Job Description
Join Detroit Financial Partners as a Senior Credit Analyst and revolutionize how we evaluate risk in a dynamic financial landscape. This remote-friendly position empowers you to make critical decisions that shape our lending portfolio while enjoying the flexibility of remote work. You'll collaborate with cross-functional teams using cutting-edge financial tools to assess creditworthiness, structure deals, and mitigate risks. We offer competitive compensation, comprehensive benefits, and a culture that values analytical excellence and work-life balance.
Our ideal candidate thrives in autonomous environments, brings deep financial acumen, and is passionate about sustainable lending practices. If you're ready to advance your career while making tangible impacts in Detroit's financial ecosystem, apply today.
Responsibilities
- Analyze complex financial statements, cash flows, and credit metrics to determine borrower viability
- Prepare detailed credit risk assessments and recommend loan structures with clear risk mitigation strategies
- Collaborate with relationship managers to design customized credit solutions for diverse business clients
- Monitor and manage existing credit portfolios, identifying early warning signals through proactive analysis
- Develop and maintain robust financial models for stress testing and scenario analysis
- Ensure compliance with regulatory requirements and internal credit policies
- Mentor junior analysts and contribute to continuous improvement of credit methodologies
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field (MBA/CFA preferred)
- 5+ years of progressive credit analysis experience in commercial or corporate lending
- Expert proficiency in financial modeling, Excel, and credit risk assessment tools
- Deep understanding of financial statements, cash flow analysis, and industry-specific risk factors
- Strong analytical skills with ability to synthesize complex data into actionable insights
- Exceptional communication skills for presenting findings to senior stakeholders
- Proven experience with remote work and asynchronous collaboration tools
- Knowledge of Detroit/regional market dynamics strongly preferred