Job Description
Are you a detail-oriented finance professional looking for a high-impact opportunity? Apex Financial Group is currently seeking a Sr. Credit Analyst to join our elite team in Orlando, FL.
In this role, you will play a critical role in our lending operations by evaluating creditworthiness, mitigating risk, and providing strategic insights that drive portfolio growth. We pride ourselves on offering a premium work environment, competitive compensation, and continuous professional development.
Key Highlights:
- Highly Competitive Base Salary ($75k - $95k)
- Comprehensive Health & Wellness Benefits
- Generous 401(k) Retirement Matching
- Modern Office Environment in the Heart of Orlando
Why Apply?
Join a forward-thinking organization where your analytical skills are valued and your career can flourish. We are looking for a driven individual who thrives in a fast-paced financial setting and is committed to excellence.
Responsibilities
- Analyze Financial Data: Conduct in-depth analysis of financial statements, cash flow projections, and collateral to assess borrower risk accurately.
- Develop Credit Policies: Assist in developing, updating, and implementing credit policies and procedures to ensure regulatory compliance.
- Prepare Credit Memos: Draft comprehensive credit memos and presentations for loan committees and senior management review.
- Monitor Portfolios: Regularly review and monitor existing loan portfolios to identify early warning signs of credit deterioration.
- Collaborative Decision Making: Work closely with underwriting and sales teams to structure complex financial transactions.
Qualifications
- Education: Bachelor’s degree in Finance, Accounting, Economics, or a related field required; MBA preferred.
- Experience: Minimum of 4-6 years of experience in credit analysis, commercial lending, or risk management.
- Technical Skills: Strong proficiency in Microsoft Excel (VLOOKUP, Pivot Tables, Macros), SQL, and credit scoring software.
- Analytical Skills: Exceptional ability to interpret complex financial data and translate it into actionable insights.
- Communication: Excellent verbal and written communication skills with the ability to present to non-technical audiences.