Job Description
Are you a detail-oriented financial professional looking to make a significant impact in the heart of the Pacific Northwest? Pacific Financial Group is seeking a highly skilled Credit Analyst to join our dynamic team in Seattle, WA.
In this pivotal role, you will drive our lending strategies by evaluating creditworthiness, mitigating risk, and providing actionable insights to stakeholders. We pride ourselves on a collaborative environment where your analytical skills are valued and your career growth is a priority.
Why Join Us?
- Competitive salary and comprehensive benefits package.
- Opportunities for professional development and leadership training.
- Work in a state-of-the-art facility in downtown Seattle.
Responsibilities
- Analyze financial statements, tax returns, and credit reports to assess borrower risk and capacity.
- Develop and maintain credit scoring models and risk assessment frameworks.
- Prepare comprehensive credit memos and recommendation reports for loan committees.
- Monitor portfolio performance and identify early warning signs of delinquency.
- Collaborate with underwriting and sales teams to structure complex financial transactions.
- Stay updated on industry trends, regulatory changes, and economic indicators affecting credit risk.
- Conduct regular audits of credit files to ensure compliance with internal policies and regulatory standards.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field (Master’s degree preferred).
- 3-5 years of experience in credit analysis, commercial lending, or risk management.
- Strong proficiency in financial modeling, Excel (advanced functions), and financial analysis software.
- Excellent analytical skills with the ability to interpret complex financial data.
- Strong communication skills, both written and verbal, with the ability to present findings to senior management.
- Detail-oriented with a high level of accuracy and integrity.
- Experience with banking systems or ERP software is a plus.