Job Description
Join our dynamic finance team as a Senior Credit Analyst and make an immediate impact! Capital Financial Partners is seeking a detail-oriented professional to evaluate credit risk, analyze financial statements, and support our lending portfolio in Richmond's thriving financial district. This is your opportunity to leverage your expertise in a collaborative environment while enjoying competitive compensation and growth opportunities.
Our ideal candidate thrives in fast-paced settings and possesses deep financial acumen. You'll work directly with portfolio managers to mitigate risk while maintaining exceptional client relationships. We offer comprehensive benefits including health insurance, 401(k) matching, and professional development stipends.
Responsibilities
- Analyze complex financial statements and cash flow projections to assess creditworthiness
- Prepare detailed credit memos and risk assessments for portfolio review
- Monitor existing loan portfolios and identify early warning indicators
- Collaborate with sales teams to structure optimal credit solutions
- Ensure compliance with federal regulations and internal policies
- Present findings to credit committees with clear, actionable recommendations
- Maintain accurate documentation in loan origination systems
Qualifications
- Bachelor's degree in Finance, Accounting, or related field required
- 5+ years of commercial credit analysis experience
- Proficiency in financial modeling and risk assessment tools
- Credit certification (CRCM, CMB) strongly preferred
- Expertise in analyzing SIC/NAICS industry trends
- Advanced Excel skills with VBA experience a plus
- Exceptional written and verbal communication abilities
- Proven track record in portfolio management and compliance