Job Description
Join our elite finance team at Pacific Financial Partners as a Senior Credit Analyst in Honolulu, HI. This high-impact role offers a competitive salary, comprehensive benefits, and the opportunity to shape lending strategies for Hawaii's premier financial institution. Work in a dynamic environment where your expertise directly influences multi-million-dollar decisions while enjoying Honolulu's unparalleled lifestyle.
Responsibilities
- Conduct in-depth financial statement analysis and risk assessment for commercial clients
- Prepare detailed credit memos and recommendations for loan committees
- Monitor existing loan portfolios and identify early warning signs of potential defaults
- Collaborate with relationship managers to structure complex financing solutions
- Stay current on regulatory compliance (FIRREA, FDIC, state regulations)
- Lead cross-functional projects to enhance credit risk frameworks
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA preferred)
- 5+ years of commercial credit analysis experience in banking/lending
- Expertise in financial modeling and cash flow analysis
- Strong knowledge of Hawaii's real estate and tourism markets
- Professional certification (CRCM, CFA, or equivalent) highly valued
- Advanced proficiency in Excel, SQL, and credit software (e.g., Moody's Analytics)
- Demonstrated ability to make high-stakes decisions under pressure