Job Description
Join Apex Financial Solutions, a leading institution in Tulsa, OK, where your analytical skills drive our success. We are currently seeking a detail-oriented and strategic Credit Analyst to join our high-performing team. This is a high-paying opportunity for professionals looking to make a significant impact in the financial sector.
As a Credit Analyst, you will play a pivotal role in our loan approval process, ensuring that we maintain a robust and risk-adjusted loan portfolio. You will evaluate financial health, assess creditworthiness, and provide recommendations that align with our lending strategies. If you are driven by data and excellence, we want to hear from you.
Why Join Us?
- Competitive salary package ($75k - $100k).
- Comprehensive health, dental, and vision insurance.
- Generous 401(k) matching and retirement plans.
- Professional development opportunities and tuition reimbursement.
- A collaborative and inclusive work environment in the heart of Tulsa.
Responsibilities
- Analyze complex financial statements, tax returns, and cash flows to assess borrower risk and creditworthiness.
- Prepare comprehensive credit memos and risk assessments for loan committees.
- Monitor and review existing loan portfolios to identify early warning signs of deterioration.
- Develop and maintain credit scoring models and financial analysis tools.
- Collaborate with loan officers and relationship managers to structure loan terms that balance risk and profitability.
- Ensure compliance with all regulatory requirements and internal credit policies.
- Conduct market research to evaluate industry trends affecting borrower capacity.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field (Master’s degree preferred).
- 3-5+ years of experience in credit analysis, risk management, or commercial banking.
- Strong proficiency in Microsoft Excel (including pivot tables, VLOOKUP, and financial modeling).
- Experience with credit analysis software and loan origination systems.
- Excellent analytical, problem-solving, and decision-making skills.
- Strong verbal and written communication abilities for presenting findings to senior leadership.
- Certified Credit Analyst (CCA) or similar designation is a plus.