Job Description
Are you a strategic thinker with a passion for financial risk assessment? Premier Financial Group is seeking a highly skilled Senior Credit Analyst to join our dynamic team in Lincoln, Nebraska. We offer a competitive compensation package, including a lucrative base salary and performance bonuses, reflecting our commitment to attracting top-tier talent in the credit industry.
In this pivotal role, you will be responsible for evaluating the creditworthiness of borrowers, analyzing complex financial statements, and making data-driven recommendations that minimize risk and maximize return. If you are looking for a high-impact position where your analytical skills will directly influence business growth, we want to hear from you.
Responsibilities
- Conduct in-depth analysis of financial statements, cash flow, and collateral to assess borrower credit risk.
- Develop and maintain credit scoring models and underwriting guidelines tailored to our diverse portfolio.
- Prepare comprehensive credit memos and presentation materials for executive review and loan committees.
- Monitor and report on the performance of existing credit portfolios, identifying early warning signs of default.
- Collaborate with loan officers and relationship managers to structure complex financing solutions.
- Stay abreast of industry trends, regulatory changes, and economic indicators affecting credit markets.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field (Master’s preferred).
- Minimum of 5 years of experience in credit analysis, underwriting, or risk management within a financial institution.
- Strong proficiency in financial modeling and advanced Excel skills (VLOOKUP, PivotTables, Macros).
- Excellent analytical and problem-solving abilities with a keen attention to detail.
- Ability to work independently while managing multiple priorities in a fast-paced environment.
- Familiarity with credit risk management software and ERP systems.